Let us call it the #1 Investor mistake that destroys returns. This is called HEADLINE investing. When the headlines of a newspaper encourage you to invest. The worst thing is this is worse compounded by CONTINUING the same. Let me explain. The day the government announces A very big solar project and tells you that […]
Creating a Retirement Egg Nest is actually in 3 parts: 1. Earning well so that you can think of Retirement as a great luxurious product that YOU can afford. 2. Accumulating well -saving and investing smartly. 3. Learning how to withdraw once you have retired. Now about (1) I cannot do anything. You need to […]
You are in your early 40s, no sorry, even better you are 38 years of age and you have started investing. Congrats. You are on your way to save/invest for your children’s education/marriage and for your own retirement. You have started doing SIPs and you think you will hit your retirement target by your age […]
We all have heard of an Equity Glide in retirement have we not? If you have say 50% in equities while at retirement …you keep reducing the equity portion in such a way that by the time you are 65 years of age you have only 35% in equities. This is the normal logic and […]
Many people have moved into their 90s and a few people going into their 100s is becoming common. Though many of us are in a denial mode, somewhere it is lurking in our minds that we could live too long. Too damn long. 120 or thereabouts!! This will mean a life time of 70 years […]
If you are a fund manager you are naturally optimistic no doubt. However if you are Akash Prakash you have credibility too and you cannot afford to be foolishly optimistic. So Akash Prakash went around the country and had some observations (his own of course)…and see what he has to say. Many people ask me […]
Have you wondered who will manage your portfolio when one day (eventually) you are unable to do so? Normally in Indian marriages the man does all the banking related work. So investing, paying the bills, bank pass book updating, and such work is done by the husband and the other domestic work is done by […]