There are 3 ways you can write a will: Go to the Internet and download a will format. Fill up the details, take a printout get it signed by 2 people and leave it in your cupboard, and maybe a scanned copy in your gmail account. Brilliant, if nothing goes wrong. Go to a lawyer […]

You take your portfolio, create an income and relax for the rest of your life, right? No. Wrong. Completely wrong. You need to create buckets from which to: spend for regular expenses spend for emergencies spend for known major expenses – festivals, travel, buying white goods bucket to grow money for 4+ years bucket to […]

Arun Jaitely normally I do not like to tell people how to do their jobs. However what you do impacts a lot of people. I deal with a lot of senior citizens and I have the following requests to make to you: We are a country that has no Social Security, so please do not […]

Did you have the current financial adviser in 2007? and you stuck with him for the past 8 years? It means he has done a good job. Sadly people think the job of a financial adviser is to be an encyclopedia of all the funds in the market and that he /she should be able […]

At the age of 24 a son/ daughter gets advice saying “do not just waste your money ..buy property”. The property is expected to give you about 23% p.a. for the next 200 years of your life. So people buy RE to flip it and double their money. Soon. Now there is a big, big […]

When equity markets are volatile the LIC policy sellers – who sell products with 40% commissions are on the prowl. They offer ENDOWMENT PLANS and PENSION PLANS with ASSURED returns. In fact they are more active when the markets are in a downswing…it is easy to do scare mongering to sell. I hate scaring people […]

Assume you have had some problems..you are 5′ 9″ tall ..and your weight is 114kg. Suddenly you fall in love with yourself and want to come to a weight of about 80kg. How will you go about doing it? Go to a surgeon and remove the extra fat with surgery. Then do a stomach stapling […]