For some of us born in the ’60s we have an INBUILT rationing machine which keeps asking ‘do you really need it’, ‘can you postpone buying it’ ‘can you hire it when you need’ – and you agonize over many purchases. I too have my share of buying mistakes and keep wondering why I bought […]

You started off as a rookie 24 year old in your first job. You promised yourself you will save once your salary increases. Some of you did it, some of you did not. You had an educational loan. You added on a car loan. You obviously went and bought a house. You have some investments. […]

The Madoff’s scam happened in 2009..when I wrote a piece for Reuters.in. This article is based on that piece. Madoff scam was really big and took the 2009 Christmas look terrible…the lessons are important..and VALID even in 2016. Once in a while a man comes along and takes people for a ride. What is amazing […]

Man cheats wife, takes a second wife. Wife finds out and starts having an affair – not wanting to give up comforts of money. Father in law finds out. Woman instigates elder son to kill Father in law. He obliges. Second son finds out about affair. Woman kills OWN son. 2 murders. 2 people in […]

Investing is not just for old men!! Young women should invest too! For far too long women have abdicated their investing role to the men in their lives. So it is their father, husband, brother, son – at various points in time who take care of their investing. This has to come to an end […]

For approximately 99% of the people I meet fixing their personal financial planning is far far far more important than making a great investment plan and implementing that. They spend 90% of their time on choosing which fund to invest. They might as well use a dart board. In life to get along you need […]

So many of us who have a choice about when we want to retire keep saying “I want to retire”. Do we really mean it? Many of us just mouth it. We may have no clue about what to do when we retire. Lost 2 friends recently – both under 60 – they had no […]