I have been asked this question many times – should I Index my money or should I look for good fund managers. The caveats first – I am a horrible person to follow. I have been an equity broker, an equity researcher (I used to sell equity research reports), I used to write for magazines […]
There were many dire predictions about the equity market in the wake of Demonetisation. It also coincided with Donald Trump’s victory. Some of these predictions even looked correct and sounded intelligent when we heard or read it. It was proved right when I saw the S&P 500 immediately collapse 5% on the evening of the […]
I had written this article for Yahoo Finance..long ago..read on… http://in.finance.yahoo.com/news/how-much-can-you-lose-in-equity-.htmlr Well just too many people have no rules, limits, …and have no clue on how to invest in equities. These people can, should and do lose their shirt, pants and undergarments…..and deserve it. Completely. Let us say you are a well qualified, sensible, boy […]
In the last decade telecom was a flavor for many people. The TRAI, the listed companies, the failed companies, users,..however if you had invested in Idea or Bharti Airtel chances are as an INVESTOR you LOST money. However, I traded in Idea, Tata Teleservices, Bharti Airtel many times and came out trumps. I know people […]
There are multitudes of investors in the personal finance space who come across several queries pertaining to investment routes. Common questions that boggle investors are: Should I invest in direct equities or should I invest in Mutual funds? Should I invest through an SIP in mutual funds or should I time the market? for full […]
In 1993/4 when mutual funds were being launched in India, I admit that I did not understand the ‘trail commission’ at all. I saw the charges in the USA and wondered how would a unit holder ever make money. The SALES LOAD – the one time charge for investing (believe me even for reinvesting dividends) […]
This is a small note on what you need to know about personal financial planning. Let us get the basics right: 1. Personal financial planning is SIMPLE. It means it can be done. 2. You can and must do it yourself. You just need the following steps: 1. Earn well, and for heaven’s sake spend […]