People are trying to run away from Mumbai? Not enough people are confident of borrowing for 30 years to buy a house? Cheaper to rent than to buy – suddenly people have realized this? https://www.bloombergquint.com/videos/2017/11/10/heres-why-mumbai-flats-remain-unsold-despite-rising-population

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Many people do not understand when I say “your retirement will fail”. Well what can happen if you do not have ENOUGH money for retirement? well, your retirement will fail. At this stage if you  are not living with your children, you will wonder where the next meal will come from. Retirement researchers often use […]

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How does an analyst actually analyze a share? As an amateur can you do the same? Not every analyst or investor has the same methodology to analyze a share and invest. You have to choose what suits you and stick to that for long periods of time. However, these are some of the broad things […]

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When you get the balance sheet of 2 companies that you want to compare the first thing you do is to make sure that both are in the same language! So if you are comparing Toyota Motors, Form Motors and Tata Motors – you need to bring them all to US $, and then start […]

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Well if I write this after 102…it has to be 103 I presume? Yes, it is taking it forward from 102 so I am calling it 103 When comparing the performance of any two companies, remember that comparisons have to be between companies that are comparable. If you want to compare a metal container company […]

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I had to call this 102 because I have already dealt with ‘what if fundamental analysis’ in the past. Also FA starts with knowing that there is a PnL, B/Sheet, MDA (Management discussion and Analysis) to start with. Of course there are ratios to be calculated, cash flow statement to be seen…etc. Now let us […]

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People do not do too much research before they buy shares – I am talking of the new investor! I met a few people who had gone long on Options of PSU banks and made a lot of money. They do not realize that it was SHEER LUCK – and it could have gone the […]

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