It was fairly obvious that say 10,000 years ago there were many groups in the forest – hunting. Obviously some brave groups which went and took on the animals head on, and some groups which were ‘shit’ scared. Obviously the brave group…died!! the coward group procreated. You know to which we all belong. So it […]
Many 24 and 26 year old people ask me “What should I do to Retire early”. Though I am happy to tell them about retirement…I keep wondering how can one be so frustrated with corporate life at this ripe young age of 26? You have just been in a job for 2 years dammit. I […]
When a company files its prospectus the shareholding of the top management is visible. You realize that each company rewards something – longevity is unquestionably the most rewarded. Well I have reservations on ESOP but that is my view! In the asset management business, it is funny to talk to people across the spectrum. So […]
Is there a correct sequence of investing that a person should follow? Or rather is there a correct sequence of financial assets that a person should buy? I do think there is. Assume a boy/girl is from a rich family, there is a good chance that he already may have a savings bank account, maybe […]
We develop bad finance habits and poor food habits along the way. We may not be born with the same bad habits. However, for some reasons our parents, friends, etc. shape our health and finance habits. Should we take it for granted that we have the habits and we CAN DO NOTHING for ourselves? I […]
To create wealth you have to invest in good stocks, guard it like a hawk, and sit tight over it foour long times. In the meanwhile you will be teased, scoffed, scared, ridiculed, critisised, …… It is akin to Devi Sita surrounded by the Rakshasis constantly goading her to marry Ravana. They were PAID to […]
Do I really need an adviser, can’t I just invest in a set of equity funds by myself………asked a doctor. I said…. Sure doc finding some good mutual funds to invest is something you can easily do on your own, and you can invest However, let me tell you that ‘choosing funds’ is about 5% […]