You start off in life thinking about investing, and end up reaching some place. Of course once you reach, you can say all that was part of strategy…but the truth is..well! some of my lessons… You do not need too many investment ideas: those who think that they need many investment ideas. Not true. I […]

Recently an IFA had a crisis on his hands. Calling it a crisis is wrong, but it sounded like that in his head. This man with some health problems – aged 57- had an equity portfolio of Rs. 4 crores, a rental income of Rs. 20L, and cash of Rs. 4 crores – got from […]

Responsible Journalism – is not a word which you would have heard. It was always assumed that journalism would be responsible. However with so many ‘media managers’, seo, choice of words, psychiatrists playing a role in advertising it is difficult for the layman to understand! As a layman how will you make a distinction between […]

Most of us suffer from a Home bias. We invest only in companies in our own country. Even here we may get biased towards our own city. For example I know at least one investor who will not touch a company registered in Delhi. He just does not like companies reg in Delhi. Bias? sure. […]

When we were younger – the time when we were deciding where to study – most of us would not even think of studying abroad, unless we got a scholarship. Make no mistake – my dad could have afforded and would have paid for my education in the US. I got an offer for doing […]

The more money you have the more demanding you need to get with discipline in managing it. I remember a client with Rs. 200 crores of investible surplus once making a very very stupid investment of Rs. 5 crores in a PMS run by a foreign bank. I was aghast because he never did anything […]

Yesterday I was lucky enough to attend the 9th India Investment Conference (#IndiaInvConf) arranged by the CFA Society of India and it had a title of “Investing Insights for Uncertain Times”. Uncertain times and Volatile markets – these words have been used (over used) over the past 150 years at least, if not 200! Why […]