I have no clue how frugality works for you, I can only say how it works for me. However frugality is not about being frugal in everything that you do. If you take care of frugality in the big building blocks, you need not worry about minor things. For example in the generation that went […]

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If my publisher put a gun on my head and said your book has to have a one word title, you know what it could be? It has to be “Compounding”. If I were allowed 2 words it would be “start early”. If I were allowed 3 words it would be “Get wealthy, slowly”. I […]

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Richard Thaler taught us to use Behavioral finance, and even though it has its critics…we should make some attempt at using it. Here let us see how it can be used for altering our behavior. Here are some simple retirement mistakes to avoid…. Remember that even if you are 60 years of age, you could […]

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I could have titled this as “things which I wish I had known at 18” or even 16 or 30….but it is experience which teaches you…. Focus: it is tough, but worth doing. Swami Vivekananda called it concentration. Learn to concentrate -it helps you as a student, and throughout life. Meditate: well it sounds too […]

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https://bloomtv.pc.cdn.bitgravity.com/January-2019/15012019165230_mm_surat.mp4?fbclid=IwAR1C9ze6nncZKsBrS6xSymw3fOkXG8-f7JpySptI1TRAqpUfZu6pe800K1Y  https://bloomtv.pc.cdn.bitgravity.com/January-2019/15012019162102_mm_ahamadabad.mp4?fbclid=IwAR33vHb2iGXIZ6wyfMVsVi6VbYvwh-yEYNAj5RrnjLrBBvV2hURNAx2mztc   

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There are many books and articles which ask you to invest like Warren Buffett. Well you cannot. You just cannot. He is different. You cannot invest like Mukesh Ambani. He is also different. Let me give you an example. This is not a recent example, it is old. I will try to hide the name […]

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It sounds so stupid that our government wants to boast about getting a Facebook or Google to come to India to create jobs. I have nothing against FB or G – I use both of these and am happy that they have offices in India, but they do not create ENOUGH jobs, especially at the […]

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