It is easy to forget gratitude – when you make some money! Well, I have no clue whether I have made enough money to forget gratitude, but just acknowledging a few things… In one’s quest for staying grounded in equity for a long time, luck has to play a role. I CONTINUED the family’s equity […]

after Mumbai, Hyderabad, Chennai…next week in Bengaluru…an open workshop..starting at 9.30am….should be over by 5pm..max..with a 40 minute lunch break…and 2 tea breaks of 10 min each.. Even those who have paid by UPI…YOU can see the details…here… https://onewallet.in/wealth-management-class It is amazing how I get people to attend the  class….here are some of the ways… […]

This is a very, very important article for all independent financial advisers to read and understand how Advisor listing and rating (digital) agencies can wreck their practice. Substitute ‘Practo’ for whatever you want (we have IFA listing services, right?) and IFA in place of ‘doctors’. Must, must, must read… http://www.healioswoundsolutions.com/uncategorized/practo-ruining-health/

Well not exactly a luxury, but very much there. The most important question to ask is “can you retire at an age at which you think you can”. The answer for most of the people I meet is  NO. They cannot retire at say 49 – another favored age if not 39. So, yes it […]

First of all, there are too many ‘experts’ today. Most of the readers of blogs or watchers of Youtube videos cannot distinguish between real experts with real knowledge and chauffer knowledge. Also some people use words like ‘back-testing’, value-investing, etc. without knowing what it means. Let me give you one example. In the year 2017 […]

When you meet 100 people a week to talk about retirement, you do meet a lot of realistic people, pessimisstic people and optimists. You also meet wishful thinkers…and actually get worried. A typical wishful thinker aged 50 thinks he will die at 72, his equity returns will be 19%p.a., he will die before his wife, […]

Yesterday we say what a Jet Airways employee could do to tide over the next few months of uncertainty or unemployment…continuing that… What if you do not have any emergency fund? and even worse what if your spouse is also employed in Jet. It’s a double whammy, right? I remember a very senior level employee […]