Long long ago I invested a small amount in a start up. Yes, I lost the money. Completely my mistake. The competence of the person doing the business was always in question, but I just invested based on ‘friendship’. Lost todays equivalent of  1 million rupees, but I would call it the price of learning. […]

How long should I hold on to a share? You should be buying shares only if you have the capability to hold it on for a few years. You should not be forced to sell a share in desperation just because you need money. Investing, so is a long run game..and you should be ready […]

In one of my trips I was asked to meet an IFA. I normally don’t make those lone meetings..but this time I did. This was an IFA with an aum of Rs. 200 crores and that too in a small town. This was a big amount, and the man was in his late 40s or […]

We have a serious Retirement Problem. Yes it is the Retirement Bomb that we are refusing to acknowledge. In China with its restricted press the children killing parents stories are not coming out. As a country we have a major crisis in our hands. Many of our senior citizens do not have enough money, and […]

here is a short commentary by Larissa of Morningstar….. https://www.morningstar.in/posts/52561/retiring-rich-not-unattainable.aspx

Why should I invest in shares, bonds, equity funds, and debt funds? Well, it is necessary that your total assets should be across a few asset classes. Mostly for the middle class investor these asset classes are equity, debt, real estate and gold. This is called “asset allocation”. Bonds and bond funds give stability to […]

There are some more questions that doctors ask…let me start.. Why should I invest in equity shares / equity mutual fund at all? To grow your money over a long period of time. It is surely better than buying endowment policies, PPF, etc. over say 10-15 years of time. You get a chance to see […]