UIDAI aka Aadhar for all practial purposes was started with great fanfare. Nandan Nilekani will not even admit that it has security issues. Forget security issues one of the service providers is Karvy and he has a wealth/ registrar/mutual fund selling business. Did Karvy use the database to build its business? I leave it to […]

This is another story on risk…if you remember I wrote one a few days back. This is the story again of a doctor. In all his wisdom this doctor bought a ‘second home’ in a gated community about 100 km from his house. No, it was not a hill station, but had beaches about 5 […]

For those of you who don’t understand cricket, it is just a game. If you like cricket – immaterial of whether it is a T20 or a ODI, you realize that it has a opening, a middle and an end game. The transition from one stage to another has to be smooth – and it […]

When you meet reasonabley well off people, you really do not know what you want to ask…https://www.collaborativefund.com/blog/the-psychology-of-money/

Is Reliance Nippon Asset Management (Reliance mutual fund as we commonly call it) worth buying at this current price of Rs. 220? This is a very difficult question to answer. I don’t like to give tips and so I will try to argue at a clinical level. I must add that I have Rnam in […]

A couple of weeks ago I was on ETNow with Ms. Kapasi. One caller asked me “I have invested Rs. 25L in xyz mutual fund, Rs. 29L in abc mutual fund….and it totalled Rs. 2 crores. Ms. Kapasi turned to me and said “Rs. 2 crores and he wants advice after investing”. I must admit […]

I have been talking about risks all my life. I believe if you concentrate on risk, returns will follow. If you ignore risk and run after returns, one day you will be burnt very badly. Real badly. Let me tell you one story of a doctor. Remember this could have happened to anybody, just that […]