The caveats first – I do not know where the markets are headed. I could have even said “Markets are about to crash” – and it could have been an equally successful clickbait. I do not know where the US Markets are headed, nor about where the Indian markets are headed. Let us look at […]

I have been using Icici bank (since 1995) and Hdfc bank (since 1993) – and am reasonably satisfied with them. Icici bank seems to have better technology – I can do more things online with Icici bank, than I can do with Hdfc bank. For example if I sell shares through a broker (other than […]

What went wrong with most Retirement Plans? Well here is my guess. One big assumption is that you inherit NOTHING, and you pay NOTHING for your parent’s expenses. Or it is equal – so you do not get any headwind or tailwind. You earn from age 25 to age 55 years. This means you earn […]

Safety First Investing, and Sustainable Withdrawal Rates – I am not sure how many of us have heard of these two words. Safety First Investing – means you have to have created such a size of the corpus that there is no need to take equity market risk. How does this work? Well, let us […]

https://pr5.netcoresmartech.com/cafemutual/preview.php?nc=vm&m=5653&u=UlVQXQsCVAI=&__sta=vhg.uosvpxvsejsvsbwnqct%7CUJYJ&__stm_medium=email&__stm_source=smartech an event meant to introduce the investors to investment managers. Do register and attend the same please!!

In 2014 many of us were optimistic about Narendra Modi’s elevation as PM and were hoping that some economic changes will happen. Yes, somethings happened – like banks recovered huge sums of money from people like Ruia who had gone on record saying “I will not repay”. This was the first time that I saw […]