When I read RK’s book for the first time, I was not sure about the math. To me I carried an anti Real Estate view (still do) so principally I could not agree with him at all. However, I agreed with a lot of his ideas – buy assets, do not borrow, use cash flow […]

When I look at a fund manager I look at integrity, honesty, consistency, trustworthiness, simple lifestyle, good brains….etc. However when I meet fellow investors I do not know or care about any of these qualities. There is no way how I can measure any of this shit. Therefore it forces me to look for characteristics […]

Well let us go back to 1988. I met the great R H Patil. He was talking about setting up a retail debt market. I was impressed. Come to 1993 I met RHP and he wanted us to committ Rs. 2 crores to buy a WDM – no not weapons of mass desctruction. Whole Sale […]

Every activity is expected to have a Mission, Goal, Activity and Conclusion. Great. When I was in school (or even in college perhaps) there were 3 things that I thought I must do. Get a PhD in some subject Publish a book Win a Medal Over the past 2 decades I lost interest in all […]

I have no views on the budgets – ever. It is a media event and once upon a time it used to be a Rs. 50L property as they called it. Now it must be a Rs. 5 crore property…so let the media enjoy it. PR agencies draft some shit and present it as their […]

I always looked like I could do assignments…so one person approached me to give me a Job. I was not exactly looking for a job, I was looking for assignments. This must have been late 1990s. So this stupid man/woman suggested one company – I just found that it is no longer in existence – […]

More than knowing how I earned money (luck?), or how I lost money (poor skill?) I thought you should know how I escaped some amazingly risky situations. It is spine chilling for me even 31 years later. The first story. I was 26 years of age..wet behind the ears and doing well in my profession […]