Most of us invest to increase our net worth. So when I invested in 1994 in Hdfc bank or in Hdfc in 1980, I was only hoping to increase my net-worth. However given Indian promoters -even evolved ones like Mr. Parekh did not use the money just for growth. We were happily paid a lot […]

Not just parents. Many financial writers, bloggers, even advisors try to give advice from their own experience. Oh that’s bound to happen, right? Yes. Sure. However, you must remember that all of them may not have had the same background that you had. You had a secure childhood, happy family, father CEO, grandfather IAS, 6th […]

I complete 40 years in the equity market. Makes me exactly as old as the Sensex, and so can connect the dots. However, I am not able to tell you what I learnt in every rise and every fall. I know my equity portfolio has come out a little better than the Index, but honestly […]

In a TV interview the CEA K Subramanian said “the private sector should not keep running to the government for everything”. Great. Well said. Let us see who is the BIGGEST enemy of the working of Free economics. It has to be the government of India. The crony capitalist can keep accessing free or subsidized […]

In 1947 the average expectancy for a man in India was 28 years. The British had destroyed our medical system – Ayurveda – and had not created any medical infra. Now IF i HAD met a 25 year old man and told him that he would live to age 100, would he have believed it? […]

As a Human being we have 2 things which distinguishes us. One is Intellect. We have a brain that allows us to think. Which means we can make a choice. When we have a kid, we surely give him or her good schooling, and we do think we are good parents. The question is what […]

how to lose a case? fight a BFSI giant… https://www.morningstar.com/articles/942232/how-to-lose-a-lawsuit