One reader has asked Pattu about a retirement crisis and Pattu has replied to that. Here is my take. Retirement crisis in India is not visible. It is very well hidden. The parents have an inflated home and the kids have a cash flow. So 6 people live in a 1bhk in Mumbai – 4 […]

I never sit in a traffic jam and ask “who caused the jam”? I clearly know that I am the Jam! Similarly I hate telling people that “Investors herd”. Of course they do. I am just observing, not commenting on this. Herding is neither good nor bad. Herding is neither good nor bad, it is […]

When I meet a potential business client it is fairly obvious that I would talk about – a) Wealth Prescription for Doctors b) Goal Based Investing – You Can be Rich Too! c) Retire Rich: Invest Rs. 40 a day Fairly Obviously I would have done something on these lines with the corporate. I am […]

When you are investing – especially in equities and real estate – you get to hear a lot of stories. Some true, some exaggerated, mostly untrue. However even when you hear a story that is untrue after sometime you start believing that they were true. Look at the number of Akbar Birbal stories, Tenali Raman […]

Most of us can retire at 60. Well we must retire at 60. However anybody whom I meet wants to retire early. Maybe they want to retire at 50 or 45. I don’t understand this. You get married at 33. Your kid is born at 38, and you want to retire at 50? How can […]

When my friend’s father fell ill about 3 decades ago he had no clue what toll it would take on his life. It is really IMPOSSIBLE to guess what can go wrong. Let me start at the beginning. He had to shift to a lesser demanding job. He and his family NEVER TOOK a vacation […]

If you do an analysis of my posts you will see that I post only on the wealth side. Right from how to manage your money, manage your risk, making your will, money communications etc. You will also notice that I address a reasonably affluent side of the society. The Rich. Not the middle class, […]