“I wish I had a family” she said. I thought she was married, had kids, had parents, siblings…Oops I was wrong. She had divorced, her daughter had chosen to go with her father, and she had fought with her brother. I could not believe it. All I knew was her investments (so poor of me!). […]

This is a series of articles that I am writing for entrepreneurs with inputs from businessmen, industrialists, venture capitalists, PE funds, bankers…So let me tell you some of the mistakes that entrepreneurs do: Most of them do not have a Retirement plan! It is not that they think they need a retirement plan, but they are […]

The 24th Annual Wealth Creation Study by Motilal Oswal was a good event. The toughest part of this event is to eat less at the amazing food spread! Missed Ashish of MO Mutual fund, but all the other biggies were there. Sanjoy B – was missing but Ramesh Damani and Aseem Dhru made up for […]

Many small businesses fail – in fact the word I should be using is “most”. It is easy to see the way a small businessman fails – and the fact that he hides the real story from the world. Welcome to accounting shenanigans that a businessman does (oops that is another story). Here I am […]

You think I understand risk? Well frankly I think I do. Can I reduce risk in your portfolio? Maybe I can reduce risk in your portfolio. Maybe – is the operative word. Do I see people taking amazingly stupid risk? Maybe yes. In fact Yes. I see people living beyond their means very often. What […]

I take a Uber and Ola very regularly – remember I do not own a car. My travel includes UTS, Uber, Ola, auto, and legs! Not exactly in the order of usage, but largely it is UTS – train – that I use for the real long distance. However, this post is about a Uber […]

Let us say you are 50 years of age and you think that you have another 5/10 years for retirement. What are the steps to take? First question is how can you be sure that you will retire at 60 years of age? Well you can’t. Hence you do not know whether your retirement is […]