THIS IS NOT ORIGINAL…I GOT IT AS A FORWARD FROM FACEBOOK FROM A FRIEND..i DO NOT KNOW THE AUTHOR..it does not matter…it is a MUST READ…. Must Read: Letter written by a wife after her husband’s death in an accident “Few things I learnt after my husband’s death:- We always believe we will live forever. […]

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I have been thinking about this post for long, but last week I saw the portfolio of a 75+ year old man and almost puked. A financial planner had (OMG you need to believe it please) had kept Rs. 100L in fixed deposits (full liquid net-worth) in post office schemes, bank fixed deposits, and company […]

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Let me start by saying this again “Short Term Thinking Hurts” and hurts bad. Let us take some examples: There is a wedding where food is served. Of course there are sweets, and very attractive food – well laid out, smelling good, looking good…and of course there is a huge salad table also. There is […]

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I have always held that Real Estate is an expense. Not really an investment. You buy a house, use it, and then sell it off. For using this asset you pay rent or you pay the person who gave you a loan to buy it. Of course the loan repayment has to be with interest. […]

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Markets in the country are going through a good (bad?) phase for sure. However, it may be an opportunity to buy if you are optimistic. The main worries are – 1. There is a large sales force today far, far divorced from the end customer! They have no clue how the money is collected, aggregated, […]

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It is customary for the average Indian to talk about the Caste system… And there are many Brahmins – those who know history, and those who do not know it are just two varieties. So many of them (who are in the second category) feel that by being anti-Brahmin they are correcting a historical wrong, […]

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A chance to meet many people is a huge, huge advantage of being in sales, training and public speaking. It also helps you interact with people across age groups. Some common characteristics of winners: – Learning continually, and taking every opportunity as a learning opportunity – when they find their boss unreasonable, they double their […]

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