This is just sharing of some personal experiences – I would be happy if you learn from this… Long ago (to be precise in the year 2000) I was doing an assignment for 2 of the most intelligent men that I have ever met. They were classmates, and were busy raising money for their business […]

You will have your biases – do not fight them, but surely know them. I am particular about knowing the promoter’s background especially if it is a small company and it is a first generation promoter. However when it is a Foreign company, there is nothing I can do about this and accept it as […]

  How to become a better investor: The process of becoming a better investor is never ending and a lot of fun too. I am of course assuming that you enjoy the process of investing and going beyond the call of duty. Here are some of my learning over the past few years: 1. You […]

Financial advisor designations and Equity valuations – there are so many of them that you put all together, you can create an alphabetic soup. And life comes a full circle for me. When I started life (a few moons ago in the ‘80s) as a Chartered Accountant, I naively thought and believed that people invested […]

Amazing that we have an excess of Engineers, CAs, MBAs. So much so that many of them are doing the work which could be easily done by lesser graduates, or even by people who have passed class XII. One can see disguised underemployment in the private sector as well as the public sector. Mostly people […]

There are many discussions in various forums (fora for the UK English fetish people!) about the logic in investing directly and not going through an agent. Let us see what an agent is supposed to do: – be able to articulate your goals – tell you which goal is realistic and what is not – […]

I have a nephew in college / high school and he had to say a few things about money: 1. I carry money to school, but never lend it to my friends: I am not sure whether I will get it back from them or not, so I do not lend it…..NINJA anyone? His father […]