After 2 decades of launching ULIP suddenly the  Insurance Regulator has woken up to need for Certification for people selling ULIP products. Better late than never. In 2004 I did 20 rounds of training for one life insurance company – the then MD thought it was necessary. However, not every life insurance company thought that […]

For most of India the crowning of Sunny Hindustani as the winner in Indian Idol did not come as a surprise. As a person who does not watch much TV – this program was on the top of my lists, and I was not surprised either. Given the fact that Sunny Hindustani came from a […]

Being in wealth, or being financially free does it mean the same thing? Read on… https://www.collaborativefund.com/blog/the-spectrum-of-wealth/?fbclid=IwAR3fbERcPmTaguvS5bU5AazkJzEX8gcQxmvsVD2ubjX9AogUb3Ur9RAg2RQ

The Mutual funds have reached about 10% of the PAN holders in India. There is a belief that this number will increase, and I am sure that it will. The question is who will do the last mile delivery. I strongly believe that even with mis-selling it is the bank branch and its employees who […]

On 23rd February, 2020 here is the link…i have 7 seats left… https://onewallet.in/wealth-management-class  if the link does not work try subramoney@upi or just turn up at 9.45am…and pay cash..we plan a 10am start..

Most small businessmen ask one favorite question: How can I get more cash – and where can I get it from? When you need money some of it can come from your own pocket. Even you know that it is likely to come from your own pocket- provided you have kept it liquid and accessible. […]