Well, if you are an investor, you have to be an optimist. Rather, ONLY if you are an optimist will you look at equity investing. Let us look at what is happening in the Indian economy under Narendra Modi. Here is a man who has a clean, blemishless track record and whom the Congress could […]

Does MIP actually have monthly payout? No. It does not. This is a classic fraud on the unsuspecting Indian public. When SEBI banned guaranteed schemes, UTI had to close down its Monthly Income Scheme. At that time to get the people to invest in MONTHLY INCOME SCHEMES was easy for the existing funds. So Amfi […]

When i use the word financial porn (origin is much older than Subramoney, I did not coin this word)…people are amused. Then I spoke to a clinical psychologist and he said ‘see how many people are addicted to financial porn’ ..I really do not know the symptoms of any addiction, but here I am testing […]

How should you talk to girls – I mean kids below say 10 years of age? it is difficult is it not? when you see a 2-4 year old you end up playing with them (well that is what I do)- so really the gender does not matter. What about the 6 year old well […]

Am I an average investor? Well it depends on the group that I am with. There are groups where in a bell curve I would be at the left most, and in certain other groups at the right most. The smartness lies in choosing the correct group! However, I am more concerned about whether I […]

The common man who reacts to the media sharks normally misses the sharpest fall, and many a times the sharpest rise too. So typically he will read the papers today (Monday morning) and react on Monday (25th Aug) right up to say 10th Sept. So the market which came down from about 27000 to 25500 […]

Markets fell 1600 points, let us put it in perspective. If the index was at 1600, it would have been a 100% fall. End of stock market. If the index was 3200, it would have been a 50 percent fall. This too has not happened. At 30,000 it is a 5% fall. This is PAR […]