Risk and Return are very difficult to understand. When the market goes down or a sector goes down many people rush to say “I had told you” or “I never put my clients money in banking” or “I always stayed away from Pharma funds”. This reminds me of 2 jokes. One friend boasts to another […]

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When an adviser comes to us and shows us an investment, the first question to ask is “Kitna Milega”. It is a question which cuts across all classes of investors. This is sad becasue as you mature you should know that this is a stupid question. However, this is so ingrained in “investors” that all […]

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I am not qualified to give you advise about what you should do with your money. However, I am allowed to comment on the amazing, awesome advice that I am hearing on Social Media… If you are afraid of risk, keep all your money in govt schemes like Post office schemes and SBI fixed deposits. […]

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well obviously your Critical Illness policy does not cover COVID-19 aka the Corona Virus. Even if you were to get this flu, it is not going to take a lot of time to recover…and the treatment is not very expensive… https://www.youtube.com/watch?v=CKiSQZvrKMQ   what should you do if you go for a term insurance cover and […]

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There are many COVID-19 Jokes. This one is by RBI. Sounds morbid? read on.. RBI has allowed all Banks and Indian Financial Institutions to offer its customers an option of EMI moratorium up to 3 months The customer can choose to defer their EMI payments scheduled from Mar 1st, 2020 to May 31st, 2020. AllĀ  […]

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this is a very complicated topic and people use some questionnaire.. Asset allocation should take a full view – of the Husband’s job /business, residential house or own, inherited house or bought, whether EMI is being paid…. here is what I said… https://www.youtube.com/watch?v=Zrp72M1nq7Q  

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I have a mazed myself with the accuracy with which I can predict the markets. I must also admit that I do not trust myself at all with my predictions, so I do not use it much. And since it is not of much use to me, I happily share it. CAVEAT: THIS is my […]

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