More than 4000 doctors is what I have addressed in the past few years – that is an awesome number by any stretch of imagination. One thing comes across is their not wearing their scientific cap while managing their investment. Remember doctors are clearly in the upper end of the intelligence and academic pyramid of […]
You go and talk about Money – including investing of course to a bunch of 100 professionals. You tell them that they have to concentrate on earning money, train hard, earn more, spend sensibly, and save money. Then you tell them that the savings have to be converted to investments. Till they learn about investing […]
You often hear people telling you that they do NEED BASED SELLING and nothing else. Well, well. I have always found this amusing and have wondered ‘whose need’ – and mostly been unable to answer this. So these doubts lingered… does a bank sell more of one fund BECAUSE they have a good banking relationship […]
When you invest in shares (or equity mutual funds) and hold on for the long run, YOU WILL feel the pain on many days. What you should be asking are the following questions: Will it be painful to hold on to euity in the long run (that is answered dummy, it will) How much pain […]
This is a 8th March kinda article. I have been seeing many cases where one spouse has no clue about finances. This is sad and almost stupid. Humorous if not so sad. Families should make these four documents REGULARLY: Balance sheet Goals Statement Income and Expenditure Statement Budget for the year Let me assume that […]
You can deal with a bank in 3 forms: send them an email talk to them on phone visit their branch. Let us look at a complaint like “I am not able to use my net banking to make a credit card payment which I MAKE every month”. Email option: In Hdfc bank when you […]
Let me tell you things that I have heard from Journalists.. Subra…. A retired person does not need life insurance Agents should be blacklisted for lapsed policies If disclosures are better people will buy more sensibly People do realise that they have bought a bad plan Term plans are 4% of the total insurance in […]