Whenever some kid (or older person) asks me for advice on ‘career options’ or even on ‘investment options’ I ask them to write about what they want their career to do or their investment to do. It is not easy to write, while it is easy to ramble on what they want. Once they start […]

I had done this post on Moneycontrol long back… Immaterial of whether you are in your 20′s or in your 50′s – and want to explain it to your children – or you are looking at an investment you should know some of the basics of investing, so here it is. What is an investment, […]

Some of the worst investors you can meet are the doctors, scientists, top executives, rank holding CAs, over educated IIT, IIM graduates,….you know why? Simply because they have heard of some outlier events and think all of the incidents are about to lead them there. Some of the BEST investors I have met are doctors, […]

Most of us as mutual fund investors have kept up the lovely part truth that ‘Indexing’ does not work in India and our fund managers can beat the index by a mile. I remember in one public event – four of us on the dias were 2 fund managers who had beaten the index, the […]

I used to be a bad runner. I became a good runner. Then I slipped to being a bad runner. In investing I have improved over a period of time – and did not slip back much. Well at least not noticeably. When a friend said to be a better runner, THINK/BEHAVE like a professional […]

Not all fund houses are always ethical….sometimes they do play around…read on.. http://mfcritic.blogspot.in/2017/08/clandestine-portfolio-changes.html   

Every financial planner, IFA, RIA, RDA, CFP, CA, BE, MBA, MBBS, MD,  – all helping you in your financial planning MUST have told you “start early”. Have you wondered why? Well there are many reasons, let me spell it out for you: ‘n’ is in the power position in the compounding formula – and has […]