We, the people of India, hate taking risk – so we will not invest in equities, nor will we do our own business. It does not just stop at that, we will celebrate the people whose business fails or those who are in trouble. So people are very happy when Vijay Mallaya gets into trouble […]

“Your call is important to us, please stay on the line and you will be attended to shortly.”   Remember this message? Companies with call centre support use this while callers wait to get connected and have their queries answered. However, the wait usually is so long that more often than not, it proves that […]

What should you do if you are an investor or an IFA? Well if you have your money in the 6 schemes of FT are (remember it has Rs. 28,000 crores in assets) so many of us would be investors. I have given an indicator in my previous article – I do expect FT to […]

This is not the first time that Franklin Templeton India has closed its schemes. They did it long ago – that time they closed their PMS schemes. Issue was non-performance or too small a business. Now what they have done is they have closed 6 of their debt funds. Normally people keep money in debt […]

Let me tell you the kind of queries that I get. Some of the queries you can see on the website or on the YT channel, some you can’t see because it comes on phone or wassap. “I have recently retired…can you help me with Bucketing…” “I am 44 years of age..earning well..what should be […]

Sometimes you need to flaunt! This man, SS had come to me about 15 years ago and wanted to plan for his retirement. He was being pressurized by his elder brother to relocate and buy 2-3 houses in south India so that he could live in one and rent out the other 2. Made sense […]

There is a huge advantage of being a blogger – I have been talking to a lot of people. Relationship Managers, CIO, CEO, FM, Pharma analysts, Equity analysts, Investors and of course IFA, and Trainers in the MF industry. There is of course no great consensus about what will happen, but some are very bullish […]