This prayer is on behalf of my portfolio, my clients portfolio and the fund managers that I use: Hey God please give me good and very good fund managers who have no ego and seek contrary opinion… Give me ‘balanced’ funds which have less than 89% in equity Give me the ability to beat the […]

Normally resolutions are made at the beginning of the year or on a birthday…however here are some resolutions that an investor can take / do any time: 1. I promise to reduce mutual fund costs: If you are in a diversified mutual fund which charges 2.5% (max) shift to some scheme which charges less – […]

Competition is ALWAYS good, or is it? Well we have 25 psu banks and now a dozen private sector banks. We also have 40+ mutual funds, 40+ insurance companies. Has this improved the service? Has it reduced the costs? Have you really benefited by this huge number of organizations in the BFSI space? In 1969 […]

We will all be called by some member of the 4th estate and will have to give a number. Subra where do you think the Nifty will be in Jan 2019? Well, er…where is it now? You gotta be joking, you surely know where it is now. Me: No. I will actually have to see […]

“We have met the enemy and he is us.” – Well, the enemy is not so clear is it us, is it the media, is it this blog? Well, I don’t know. I have a clear equity bias, so my contribution to such ‘bull’ stories HAS TO BE DISCOUNTED. We are in a funny time […]

I will be live on Cnbc with Sumaira Abidi…at 11am, today, Thursday, 7 Dec, 2017 do ask your Mutual fund queries…

A Whats App message (titled “This Tsunami will wipe out your money lying in the Banks”) is going viral with a link to an article which suggests that our bank deposits are no longer safe; they can be appropriated by the government and used for bailing out banks. Your LIC endowment plans are guaranteed by […]