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Some good books are not really marketed too well – Influence: The Psychology of Persuasion by Robert Cialdini is one such book. It is a good book and a worth read. More importantly it is a good book to read if you are a salesman (clients do not read, so nobody will spot you). It […]

When I talk to many millennials about saving and investing…they tell me “I have no money to invest”. I decided to look at the reason why they are unable to invest. I also talk to corporate India and realize that salaries are not really low – in a poor country. Some of the wealth destruction […]

U K Sinha (remember he has an indexed pension and therefore has no need to invest at all) made a statement that India has the most expensive mutual funds in the world. Sounds odd because he did nothing to correct it when he was the CEO at UTI mutual fund or when he was at […]

Whenever I talk about investing, it is important for you to find the money to grow. How can you find more money to invest? These are the following ways (largely Indian context, not sure about other countries): Earn more from your current job Find a second / side job Make sure that both of you […]

At the end of one’s financial life if one were to be judged just on the money accumulated who do you think stands a better chance? A diligent saver or a hot shot investor? I do think it is the saver who would be a head ahead of the hot shot investor. Let us create […]

the number of lies that we as parents tell children is helping some industries do well….and hurting our kids.. Buy a home as soon as you can Buy a home as big as you can – after all you buy a house once in a while, not everyday Do not buy a used car – […]