Each one of us handles money in a different way. There is no right way or a wrong way. I meet IFA who call themselves ‘coach’. I find it odd. Not that I have not called myself a coach ever, but trying to judge people and make them do things our way is not right…Lets […]

Yesterday I did a note about recruiting a relationship manager for a friend. Then I realized while talking to the candidate how different a relationship manager is compared to a financial adviser. There is a big difference. Here is my view… Continuing with yesterday’s story…a 27 year old having to deal with 640 families looks […]

I am the guy who does odd jobs in the BFSI. So sitting with a friend who is evaluating a Vee Cee proposal to talk about ‘what PnL and B/S a start up guy should know’ talks to ‘Do not listen to your parents’ at IIT – I do all such stuff. And l love […]

Many investors think investing in mutual funds takes care of asset allocation, market timing, portfolio management – and they will get good returns. I have been trolled on twitter (by idiots I presume) for saying some of this. Hence a post. As an investor there is only one person who is responsible for getting good […]

It was in 1979 that I started investing/ trading. I was in class 12 and there was no need for a demat account or even an agreement with the broker. I could just call and say “I want to open an account” and an account was opened. I still deal with the same person – […]

For reasons known to all a few of the sponsors pulled out of the The Morningstar Conference, Mumbai 2018. It was still a good hit, and had some top names in the investment world. Most of you can Google and find out the names – I will not waste your time. It was a good […]

When a child under 5 makes mistakes you should blame it on the parents for not setting a good example is what I was told. However, in India when a 24 year old (or even a 54 year old) listens to his parents and makes mistakes whom do you blame? The millennial for asking? The […]