Disclaimer: This is a Paid post.  When you enter a new business – especially a business which looks like a commodity business, you need to find out a niche. Or sometimes even create a niche. As a customer how much time will you spend on buying car insurance? Well if you are lucky and have […]

I am happy I got many responses in the comments page and others on wassup n twitter…we surely have a lot of thought going into retirement. Let us get the basics right. He needs Rs. 40k a month. Realizing more income than that is useless – he will have to pay income tax, unnecessarily. So […]

Let us take the case of this very alert army man now 73 years of age. His wife is 71 years old, and are now wondering what next? Most of us want to die peacefully and not really live too long and suffer. Let us assume that these are their assets: House in a crowded […]

watch this video..and if it does not scare you, NOTHING will. This is in USA. It is worse in India.

  Not how many people pay heed to what I say, but I know 4 people who have, and have benefited a lot by listening to one simple thing. I encourage people to maintain a diary or notebook to keep track of what they do. This notebook helps in 2 ways at least. First of […]

The day I started doing my CA in a half angrez firm, I was told “you should only give advice to those who want it and are willing to pay for it”. As usual it takes a long time to understand basics – and I understood this much later than at the age of 20 […]

Subra I am a doctor planning to retire in the next 5 years (I am 63 now) and I have one question to ask : “How many funds should I be invested in and how do I decide what to keep after I retire? Well, this is a question which many doctors above the age […]