A few days ago I wrote Job or business – part 2….here is the part 3 Look at Risk Reduction techniques The most important thing that a business does is to create different streams of revenue. Even when you have a job you have to (must) create different sources – dividends, rent, interest, side business. […]

What happens when artificial and real solid barriers are put in a growth area? It is good for the OLD and successful players. So when the mutual fund industry makes it difficult for new amc to come in, it is the big and old players who are likely to grow stronger. Let us say there […]

What happens when you see a news item like this in the morning paper: “Doctor rapes Patient” in ….. or “Chartered accountant cheats old lady” or “Bank manager swindles money from a senior citizen” You get the drift, right? Well, the press has the ability to make or break our likes and dislikes. We suddenly […]

When I walk into an IFA class, most of the candidates there are over 50. Well make it 45 if you wan’t but what I am missing is the 22 year old advisory professional. That is sad – a poor commentary and a great opportunity. In the USA also the advisory business is ageing. The […]