should u dip into your retirement portfolio to pay for your children’s education? what about their marriage expenses? these are my views http://economictimes.indiatimes.com/wealth/savings-centre/analysis/et-wealth-why-you-should-not-dip-into-your-retirement-corpus-to-fund-your-childs-higher-education/articleshow/45921975.cms
Sadly there is not enough social research in this country…and for people like me that is bad news. I have no clue what retirees do in their leisure time. Seriously no clue. So I have to observe 5 people and assume that the rest of the population does exactly that. Right or wrong – nobody […]
Yesterday you read about How you can help your domestic help / driver / peon in the office…start saving some sensible money towards a pension, here is how Gift a Pension works: It takes the objective of “financial inclusion” to each of our doorsteps. And very conveniently, at that. It enables individuals like you and […]
I normally do sessions on financial planning and capital markets to small select audiences. Either it could be a company doing some training thru its HR or a company doing some feel good factor. NOW for the first time (ok after a very long time) I am speaking to the public – on a paid […]
Sadly or happily I get recognized at some public functions or even public places. And people ask me many questions – largely related to the equity markets, mutual funds or the toughest of them all, Retirement planning. The toughest question ever is ‘I have Rs. 4 crores, do you think I can retire?’ – just […]
“I have two people who are more than 70 years old. How much of their moneys should be in equities?” This is the question with which I start my financial planning class for a bank or a securities company. The chances are more than 50 per cent of the class would have done their MBA […]
In every class on retirement planning one question which I always get a wrong answer is: “Will you buy big assets like house, car, etc. AFTER you retire?” It is met with an “obviously no. why do you even ask”. Well the obviously no is said and ‘why do you even ask is in the […]