Archive for the 'Life insurance' Category

Surrender a life insurance policy? It is easy!

  Here is a post from a reader….his name and location does not matter does it? Yes he is a Tamil speaking insurance policy holder….and this is his ordeal… READ ON: Shouldn’t insurance be more user-friendly? “Veettai katti paar, kalyanathai panni paar” – A popular Tamil adage that means “Try building a house and try [...]

Cost of postponement of financial planning…..

THIS IS AN ARTICLE ….. -    By Gaurav Rajput, Director Marketing, Aviva Life Insurance Warren Buffet famously shared, “Someone’s sitting in the shade today because someone planted a tree a long time ago.”  Indeed, what he said is true. In order to enjoy the benefits of a rich future, it is essential to start investing [...]

10 Most important things in life insurance: SBI ad

I had promised a few days back…that I will comment on the SBI ad for life insurance. Let me take the first 3 points today. Let us see: a. did we not know it before we saw the ad? b. Does it say anything new? c. Does it say how to react? Well read them [...]

10 most important things to see before you buy life insurance: SBI ad

SBI life insurance has come out with an ad which says – here is a list of 10 most important things that you should see before you buy life insurance. I am not getting into whether it is the correct 10 or there could be a better 10. My take is – this is a [...]

You deserve to be cheated?

One more set of people who deserve to be cheated…… ‘Subra this representative came and explained the product to me…..I hated it. However as the bank was giving me a loan, I said ‘give me a LEAST damaging product’. He explained a product ‘X’ but i seem to have got product ‘Y’. Me: why did [...]

For your protection…..

  You bought a policy in 2007 for a sum assured of Rs. 25 lakhs. You have paid premia for 2007, 8, 9, and 2010 by cheque. You paid the premium for 2011 by cash. Great, the policy is in force. In Jan 2012 you die. The family sees the policy and calls the agent. [...]