The Mutual funds regulator claims that they want to reduce the cost to the end investor. Great. So you should touch the costs of the manufacturer, instead it touches the costs of distribution. Why the great regulator cannot come with a cost structure for “direct” investors. Whatever you want the cost to be…bring it there. […]

I never liked the dividend option. The only time I preferred the dividend payout option was in ELSS so that there could be some cash flow created from an asset which was locked in and the cash could be re-invested in the same scheme with tax benefits. I used to be dead against the ‘re-invest’ […]

I had just joined a Mutual fund as its Managing Director…after the celebrations were over, I had to make a business presentation to the Board about how we would go from being the 47th fund house to the 5th position in a matter of 5 years. That was not going to be difficult. I was […]

Over long periods of time – say 60+ years if one asset class outperforms (equity) over debt, why should you rebalance? or should you re-balance at all? Re-balancing is not a return enhancing strategy, it is a risk reduction strategy. Risk reduction – at times improves the return, though the logic is IT SHOULD NOT. […]

There are many ways how you can make money from investing. One of the ways is to get a good education, understand markets, take risk and build a portfolio. Of course if you combine this with consulting, merchant banking, brokerage – you leverage on people, money, contacts, time – and make even more money. You […]

For those wanting to improve their investing skills – or those who want to learn the exact process…here is an opportunity! Chennai: 28th April, Sunday https://onewallet.in/wealth-management-class  Bengaluru: 5th May, Sunday at Pai Viceroy Hotel, Address: 1504, 16th Cross, 9th Main Rd, Jayanagar East, Jayanagar, Bengaluru, Karnataka 560011 the details are the same…as Chennai..but the payment link […]