For many people I know Retirement is a challenge. Most of them have been asked to retire at say 58 or 60, they did not retire because they had something to do. Tough indeed. Typical a ‘push retirement’ and not a “pull retirement”. One of the persons I know was sitting at home at watching […]

When a mutual fund tells you the truth, they tell you exactly that truth. Sometimes it is half, semi, part, black, white, or shades of truth. When Hdfc amc told you that they have taken a Rs. 500 crore hit on their balance sheet, I would have seriously liked to know who was holding this […]

If you took term insurance when you were 33 years of age and now you are 68, and your children are settled and you are reviewing your expenses, would you think of the term insurance premium as a waste? Well, it was supposed to give you peace of mind, and you got that. So to […]

should I buy many endowment plans..for my Retirement? Swati Sharma…asked me…most of us would be better off with Mutual funds…like the talks that I do with Edelweiss… https://www.youtube.com/watch?v=QdWBys7vJ84&feature=em-uploademail  

Not everybody understands conflict of interest. Let me give you some examples. Many of us would have screamed ourselves hoarse that “term insurance is the way to go”. I am sure you have heard me, Amit Trivedi, Kalpesh Ashar, Akhilesh Gururani, …and who have you say that. So the industry which loves high premium comes […]

Hdfc amc has decided to dip into its own shareholder’s funds to the extent of Rs. 500 crores to pay the FMP investors in full. Well if Hdfc amc were not a public listed company this information would never have come out. Even now if the “debentures” of Essel was nicely “placed” with some accomodating […]

steps in Retirement planning..with Khyati..who wants to settle down in Goa!! https://www.youtube.com/watch?v=5N6s4qJoRTM