Many people have asked me this question: Should we invest direct or through an advisor? Like every economist or a CA I will also start by saying – ‘there is no yes or no’ kind of an answer. It depends on the following: – were you investing in 1999, 2000, 2008, 2010…..? then you […]
When a 24 year old girl keeps all her money in savings account / bank fixed deposit, you know what drives her. Its fear. When a 54 year old is worried about his total corpus available, but will not invest in equity markets, you know what drives him. Its fear. When a 73 year old […]
Why do people get cheated / duped while dealing with salesmen? Here are my reasons: 1. They have no patience to listen: when the salesman is talking the buyer is too full of himself, and does not even hear / listen to the salesman. So in many cases he does not know what he is […]
What is a pre-nup? Well it is a short form for pre-nuptials. A pre-nup agreement is an agreement between two people who are about to get married or are just recently married. It is an agreement that writes down: – how the existing assets (pre marriage) will be divided among them, – how the expenses […]
A twenty something I know asked me….’I wish to Invest’ so here is what I told her/ him… You are a new investor with a lot of enthusiasm for investing, so welcome to the world of investing. It is a nice world out there and you can increase your wealth by investing. Let us see […]
Let us consider the following cases: You are a small businessman with 2 daughters. Your younger daughter has come to you saying ‘I want to marry this boy and he is doing business’. What will you ask her / him? Do you know what to ask that boy financially speaking? If he has a […]
If in the course of your life you have been an investor, sub-broker, broker, teacher, auditor of mutual funds, trainer, content provider – you realize that you have certain advantages. In some of these positions you meet the MF industry as a boss and sometimes you meet them like a servant. Mostly it is the […]