There are many discussions in various forums (fora for the UK English fetish people!) about the logic in investing directly and not going through an agent. Let us see what an agent is supposed to do: – be able to articulate your goals – tell you which goal is realistic and what is not – […]

Read More →

This is not a typical ‘event’! It is a series of complex steps and starts almost at birth. From birth a kid sees money, plays with it, counts, realizes the power it has. My daughter once told me ‘I want notes, coins do not buy anything’ – just an observation I guess! So right from […]

Read More →

  Should I invest in direct equities or should I invest in Mutual funds? Should I invest through a SIP in mutual funds or should I time the market? Even for people who have answered the question ‘should I invest in equities’ POSITIVELY, the above 2 questions are difficult to answer. In fact these questions […]

Read More →

I have a nephew in college / high school and he had to say a few things about money: 1. I carry money to school, but never lend it to my friends: I am not sure whether I will get it back from them or not, so I do not lend it…..NINJA anyone? His father […]

Read More →

sportsmen do earn a lot of money, but have very poor money management skills…we all saw Vinod Kambli being unable to repay a Rs. 50L loan that he had taken from a bank similarly there are many sports people in the US of A who have a problem in creating a portfolio which feeds them […]

Read More →

A few days ago the calculator king Mr. Pattabhiraman (of www.freefincal.com fame) did a post that Nifty could reach 10,000 in 12 months time, but it may not sustain. I have no views of the market indices. In fact my broker and me keep looking at the market eps and market pe just to see […]

Read More →

Seth Klarman, a living legend in the Investment world, said in one of his newsletters, early this year: Someday, financial markets will again decline. Someday, rising stock and bond markets will no longer be government policy – maybe not today or tomorrow, but someday. Someday, QE will end and money won’t be free. Someday, corporate […]

Read More →