No. This article is not about how Ram started saving when he was 21 and Ravan started saving at the age of 34. Then go on to say how Ram saved much less for a lesser period, and still has more money than Ravan. I am saying much simpler things. Ask anybody who is above […]
All investors are value investors. Or they at least like to believe this – so let us see why V. I. is so difficult to achieve, even though philosophically it is easy to understand. You just need to be buying when everybody is selling, it is so simple!! Well one amazing sentence that ‘market experts’ […]
You have heard all this from the BFSI salesmen. They could be in the form of a bank manager, IFA, a financial planner, insurance agent, or one more of the same breed. Here are some of the samples. The challenge is to see whether you can spot the true ones and separate it from the […]
In 1993-94 I lost money because of a broker default. The guy who was handling bungled up on the risk profiling. The owner had no clue what was happening, and the guy who was managing the card was the smartest IIT, IIMA product ever. Some consolation that a few years later Wipro’s Premji and a […]
Many people like the words like wealth creation, equity, SIP, etc. It does not mean that they understand the whole process is not so difficult. NEITHER is it so easy. Let us see some important things that they miss: 1. Breaking/ Stopping a SIP: one of the kids in the office went to the mutual […]
According to two experts who came on Television on 29-Dec- 2014, the following shares will out do the Sensex: Sbi, Icici, Maruti, HUL, Infosys …..not sure if you guys want to go with this list. I have Hul and none of the others. Will live with my portfolio, thanks. My Nbfc / banking bets are Hdfc […]