I keep saying simplify your financial life…here are some steps (I myself need to take some of them…but gyaan baatnein mein kya hai…) 1. Consolidate all your accounts: Savings bank, Current account, credit card, demat account, brokerage account, life insurance, mutual funds, …first step is consolidate. Once you collect all the papers make sure that […]
A few days ago I did a post saying types of clients / Ifa…..continuing that. Type 3 of clients: They visit an IFA ask for details. Very intelligently they collect all that they think they should know. Then they go and do it by themselves. Great. So it goes like this: Should I invest in […]
I am not an advocate of direct equity investing, but that means nothing!! Many of the readers of this blog are direct equity investors and many many more will become one in the days to come. A few years ago I remember reading a private research report saying that about 100,000 Indian families have benefited […]
Subra where should I open my demat account? I wish to INVEST in shares. After saying this, they also ask “it this brokerage rate a fair rate” . In my mind if you are an investor, the brokerage rate does not matter. However if you are a trader, the brokerage rate is the most important […]
My attitude towards risk is simple: A lot of my money is now got into the risk free territory. These are blue chips bought at a very low cost, huge dividend moat, and PPF. So do I take risk now? The answer is yes of course, but in micro bites. I would buy say 200 […]
this is the Late Dr. P N Singh Memorial Lecture series… and hence subsidized…kinda cost covering lecture…Aifw style 🙂 2. April  18, 2015 (Saturday); Time: 9.15 am to 5.30 pm ONE DAY PROGRAM…PFP: Personal Financial Planning (http://www.subramoney.com/about/) Contents: • Need for financial planning • Financial Goal Setting • Concepts • Products – for […]
Kotak is a big player in the BFSI space and I have a lot of respect for an entrepreneur named Uday Kotak. I have watched the growth of this man and his business and make no mistake it has been phenomenal. Take a bow. He has grown at a pace that Warren Buffett would be […]