When you are young you are forced to do some things which you may or may not like. Like mugging up Kabir, mathematical tables, prayers, and of course all the English authors too. You are too young to understand the import – but you mug it nevertheless. As you age you realize the meaning, and […]

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When I meet IFAs -generally for training them, I am asked this question: – should we have a website facilitating transactions and – should we have a presence in the social media. Frankly I refuse to believe that there is an easy answer to both these questions. Let me make an honest attempt. If you […]

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The best thing about reading Edward De Bono is that it is unlikely that you will come out unscathed by his writing. See YOUR own behavior and find out what YOU are doing WRONG. As an adult we do many things, and for certain things we feel ashamed / embarrassed / small when we meet […]

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All of us must have some debt investments. At least that is what ‘asset allocation’ gurus will make you believe, so well, let us believe it. HOWEVER, when somebody comes to me and says “I live frugally and save all the money that I can and keep it in Fixed deposits, Public Provident fund, national […]

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Who or what is a snob? It is not just some guy who is ‘To the Manor Born’ (remember the English serial?) or some Lord in the UK. Many of us are snobs. Here is the definition of a snob.. a person with an exaggerated respect for high social position or wealth who seeks to […]

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The mutual fund industry owes me some thanks for pushing a lot of people into investing! Surely the investors are happy and benefiting and hence enjoying the process. However when I speak to them I realize that there are too many mis-conceptions, let me clear some of them at least: 1. ‘Are mutual funds not […]

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from the emails, and FB requests…I decided to do 2 sessions – one in Ahmedabad and one in Bangalore…wait for further information. will announce date, venue, price, etc…..it will be in October and the one in Ahmedabad no decision as of now will need about 50 people to attend..or it does not make sense to […]

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