Assume you have had some problems..you are 5′ 9″ tall ..and your weight is 114kg. Suddenly you fall in love with yourself and want to come to a weight of about 80kg. How will you go about doing it? Go to a surgeon and remove the extra fat with surgery. Then do a stomach stapling […]
So how is your portfolio doing? Simple question, but very rarely does it get the real, correct, accurate answer. So the conversation for a reasonably diligent client could be ..I invested about Rs. 10,00,000 2 years ago. The first year was bad and the market was down about 30% but last year was up by […]
Good morning. You woke up and brushed your teeth with Patanjali toothpaste. You then had Tea / Coffee from an unbranded player. You had bought all this from a shop called D’Mart or an NGO. You used an ordinary unbranded soap, used your Samsung phone to check on your email. The data services were provided […]
Is the concept of retirement dead? I know for some people who would have liked to work till age 92 but were forcibly retired at 58 this sounds wrong, but most of us retirement is likely to be far less traumatic! Will we just lie down and say ‘oh I am 58 and will not […]
Let me start by saying that Asset Allocation is not a wealth creation tool. At best it is a wealth protection tool. Somewhat like insurance – it cannot make you rich, but can ensure that you do not become poor because of an accident. I am also not a big asset allocation fan from equity […]
The human brain is great, make no mistake about that. The worry is ‘how useful is it when it comes to investing or even trading. The answer is : It is not useful at all. When man was in the hunting stage he knew that ever tiger killed and every deer was food. Surely a […]
For most Subramoney readers this title should not come as a surprise. I have been an advocate of start early, keep increasing and get equity oriented in your investing…so this is a good question to ask. In a perfect world a fee only financial planner should be able to tell you how much you would […]