The Indian equity markets have gone nowhere for a long period of time now and people are losing patience…wait a minute are they? The numbers are impressive new SIPs every month. The IFA community may be shrinking but the online aggregators and banks are more than compensating for the dropping out of the IFA. There […]

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I recently sold Mahindra Holiday Resorts for Rs. 430, Goodricke for Rs. 208, and EiD Parry for Rs. 202, and Kwality foods for Rs. 122. All reluctantly. All at extremely good trading/ investing profits. All because my broker said so – and listening to him has been far more profitable than my own philosophies – […]

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Should you buy an annuity – is not an easy question to answer. The more the number of people that you ask, the more will be the answers. It depends on a lot of factors. An inexperienced financial adviser is likely to tell you that the annuity is a very poor investment and should be […]

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When people talk to me about investments, I see the kind of damage that Google has done to the investor’s mind set! It is but obvious that when a person wants to invest he turns to Google and searches for ‘how to invest’ or something like that. He is nicely led by Alexa to dubious […]

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There are various aspects of risk management, and it takes a book on risk to cover all aspects. Right now I am looking at some aspects of risk management that we ASSUME, and assume wrongly! To be able to manage risk, we should be able to predict EXACTLY what will happen in the future: far […]

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When more people take to investing in mutual funds – or even worse – Index funds – what happens to the active investor? Does it get easier because there are are fewer players seeking alpha or does it become more difficult? first of all it is mythical to say that all index investors are passive […]

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Who will tell this to the regulators? well you can only tell people who do not understand. Talk to a dentist and she will tell you that you have to brush your teeth. Flossing is a good habit. Brushing twice a day is even better. Go to a heart specialist and he will tell you […]

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