“Subra how do you think the markets will be?” Has always met with the answer: Volatile. NO. Not an original answer – J P Morgan said it a few decades ago. Well not knowing how the market will behave over the next few hours, weeks, months or even years has not stopped people from predicting. […]
Maybe because I am seen as a retirement person, but every 55+ year old I meet asks me this question: “Should I sell out all my equity by the time I am 60 or should I keep some equity well into my retirement?” And I actually have no clear answer for this question. I have […]
‘Subra I have this financial plan from a planner..will you read it and tell me whether it is fine?’ asked one person. He was my friend’s brother in law. I said sure. He said it is 75 pages. I said send me the summary in 3 pages. Poor chap he had no clue how. With […]
Met a few defence personnel and asked them ‘what their financial challenges were’. Based on the maximum time spent on the topic, here is the list of problems. I am doing this post so that the people reading this can add their comments..and enrich this post! Not knowing where to turn for financial advice. Banks […]
I recently met a couple in their early 60s and they did not have any medical insurance. I was a little intrigued because they are they typical – government job, security, etc. worrying types and they had enough money to pay the premia. So why would they not have medical insurance? The husband asked me […]
If I were to make a list of Journalists I know, it would be pretty long. Right from a cub reporter to somebody who has 25 years experience.. Let me start by saying that NONE of them looked biased to me. Strong, bull headed, proud, name dropping, – yes many of these things, but very […]
Will the Hippocratic Oath work for the financial industry? Well a few decades ago your fever would have been treated in a very simple way. They would cut your vein and let you bleed a little. If that did not help, they would repeat the procedure. Repeat. Till you died. The doctor would feel sorry, […]