What is bad about capitalism or advertising or even mutual funds…is actually branding, and mis-selling. Ok, let me call it MIS-BUYING. We have all seen the Lux ad where a beautiful woman – from say Waheeda Rehman to Deepika have shown us how we can look beautiful by using Lux. That’s what the ad has […]

Of course lots of people come and ask for detailed advice. They think I should tell them in which fund to invest, when to invest, and hand hold them for their investing life. Mind you I tell them “I do not do retail work” . To them this does not mean that they stop asking. […]

After 2 decades of launching ULIP suddenly the  Insurance Regulator has woken up to need for Certification for people selling ULIP products. Better late than never. In 2004 I did 20 rounds of training for one life insurance company – the then MD thought it was necessary. However, not every life insurance company thought that […]

For most of India the crowning of Sunny Hindustani as the winner in Indian Idol did not come as a surprise. As a person who does not watch much TV – this program was on the top of my lists, and I was not surprised either. Given the fact that Sunny Hindustani came from a […]

Being in wealth, or being financially free does it mean the same thing? Read on… https://www.collaborativefund.com/blog/the-spectrum-of-wealth/?fbclid=IwAR3fbERcPmTaguvS5bU5AazkJzEX8gcQxmvsVD2ubjX9AogUb3Ur9RAg2RQ

The Mutual funds have reached about 10% of the PAN holders in India. There is a belief that this number will increase, and I am sure that it will. The question is who will do the last mile delivery. I strongly believe that even with mis-selling it is the bank branch and its employees who […]