Trying to talk to wannabe investors is getting very difficult. People come with a pretty bruised life. They have lost money in options, they have lost a lot of money in trading, they have a ‘portfolio’ which is really a dhobi list of a few shares bought, and there is no logic. They have made […]

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THE market is a slave of earnings and price earning ratio. Sure you need to do a lot more research than just the numbers, but the numbers are the place to start. You need to do this kind of an analysis – of course you need to know which companies to compare – even here […]

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In a move aimed at aligning interest on small savings with market rates, the government announced that it has cut interest rate (wef 1.04.2016)  on Public Provident Fund (PPF) to 8.1 percent against 8.7 percent reduced rate on Kisan Vikas Patra to 7.8 percent from 8.7 percent On 1-year time deposit to 7.1% from 8.4% […]

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in 2,3,4…years…there has been no change..

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How do I start telling you that hating annuities, ok, hating annuities passionately is where I am starting from. Now, let me tell you why I hate annuities. Ok, here we go: there is ONLY one annuity provider in India obviously you understand the power of pricing if you are the only player, right? it […]

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I know some big and famous names – people who are likely to be offered the position of being an independent director. Well, well, if you are not a CA or a lawyer this is a huge ego trip. It feels awesome to wear a suit, perfume, and go to a 5 * hotel for […]

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