When a friend posted a photo of his top end car…another friend asked him (yes openly, on FB)..’How did Subra..allow this to happen’. Thankfully, I did not have to reply. The guy who had the car clarified how a 60% jump in his esop valuation HAD forced him to sell off some of his holding […]

My work is very interesting. It involves a lot of reading, travelling, listening, and talking. I see a lot of millennials. Wait a minute. I see a lot of young people from their 20s and right up to their 50s and I see financial ‘peer pressure’ . I am sure you too keep seeing, but […]

This goes against the post of the morning. Why am I contradicting myself? Why did I say…do not buy a house in the earlier post..and why am I saying ‘you MUST buy a house’? Well, the assumptions when you rent are: you are earning well, can afford to buy a house, but you are not […]

  If you are a young kid who is renting an apartment, somebody would have told you one or all of the following things: A home is a good investment Inflation makes the EMI very cheap RE prices NEVER go down – it always keeps going up You can always sell it or rent it […]

I have done many risk reduction techniques…here are some more.. 1. If husband and wife are working in the same industry or worse in the same company, try to change the situation, NOW. The risk of big companies selling of small divisions is really accurate these days. 2. Take a stand alone or a floater […]

One young fresh MBA girl walked up to me and said ‘I want to get really rich…if you give me just 1% of your wealth, I will be rich’. I said, I will make you rich and teach you to get really wealthy, WITHOUT giving you anything, but by just teaching you…HOW to get rich. […]

The owner / leader has to understand risk management. Not that there can be a leader who is successful and who does not understand risk. Risk is just the other side or Return and …well lets see if animals understand risk. There was a group of monkeys who had recently re-located and had a smart […]