‘The bucket theory’ or retirement fund management is easy to understand and I have a few well established and running implementations. The bucket theory is simple – set up 3 buckets of debt, balanced, and equity. Keep emptying one and life will be fine, right? Well not so simple. Lets ask some questions: will you […]

Repeating this very very popular post… Imagine a person going on a longish journey…say a 3 hour bus journey from destination A to destination B. His aim is obviously to get a nice seat, preferably a good cushioned window seat in the front part of the non air-conditioned bus. In reality Mr. X gets into […]

I have done such lessons many a time. So if you are a regular reader some of this may sound repetitive..but they are still worth reading. When you have spent so much time on earth..you have some investment lessons..here Continuous Out performance is IMPOSSIBLE: Learning from Maddoff. It is not possible for a fund manager […]

When I say investor what is the image that comes to your mind? Men in pinstripe suits talking some mumbo jumbo on the ticker channels? That’s wrong. Dramatically wrong. You with that nice sneaker and glares, you with that tattoo, you with that dark violet lipstick, you with that dramatically short skirt for which your […]

Ego and pride are not really useful elements while investing. Many investors I know have made money because of luck or research done by some other person. Yes, yes, of course including lucky me. I got lucky that myf  parents choose to stay in a Gujju locality of Ghatkopar instead of Tam Brahm locality of […]

You could call these myths which people believe or lies which we in the BFSI have been able to perpetuate very well over generations..and people believe them…Let me list them…. Media houses employ amazingly competent research analysts If the Regulator has approved a product, it cannot be bad or toxic If a bank sells a […]