“I am 44 years of age, my wife is 40 years of age..and we have only Rs. 30,00,000 for retirement and we realize that we need much much more for retirement, have you written anything for a late starter like me?” This is not an isolated case, there are many people who are hit suddenly […]
When you are too close to a company or its promoters, it becomes difficult to judge. Or when you have too much knowledge about a business, you can keep wondering ‘why is this share going up so much’ – even when you realize that you are missing the opportunity. In 2007 I lost a chance […]
What is the most difficult part of the Consultancy business? Implementation. I am convinced that ‘strategic’ consulting is easy, the tactical consultancy – the nuts and bolts is difficult. Let me tell you what a dentist told me. “I can see a patients teeth and see neglect – improper brushing, no flossing (oops what’s that?), […]
In most companies the people at the HO hate the guys who go out and sell. Make no mistake most companies hate the sales guys – employees, agents – are just nomenclatures. By any name they are hated. Many so called intellectuals who cannot convince anybody on anything look down upon sales people! The company […]
There is a huge anti IFA and anti life insurance agent in the media. Half baked people with even lesser knowledge do think that the financial advisory business ought not to exist and they can all DIY. DIY stands for Do It Yourself. No person howsoever intelligent and well read can do it all by […]
Hmm…when WAS the best time to invest you mean? Well the day your dad was born if you had money…this is circa 1959..or when your grandfather died….or…but hey since we did not do any of those things, it has to be today. It’s not surprising that first-time investors often worry about the timing of their […]
Subra how come you miss out important things like Budget, Rate announcements by RBI, etc…are you not a personal finance portal? Answer: I am not a personal finance portal. I have nothing to sell. I write because I enjoy writing. I do think I have reached the zenith of my readership. About 7k people on […]