I do not know why it is called a Bond Tent, but this is a new and interesting concept. I am assuming that you understand three concepts – a) Risk/Return b) Asset allocation and c) Bucket Theory for Retirement. When a person retires there is a very important thing he has to do. He has […]

Have you ever wondered….”I know I have to take Pure term life insurance..but till what age should I take it? 55 or 65 years? I realize it is a slightly improper understanding of the problem. Term  Insurance is meant to fill the gap between what you have already done and what you totally need. So […]

Caveat and disclaimer: I am not a SEBI authorised RIA. I do not buy and sell shares for a living – but do it for fun. Most things I do in life are for enjoying myself, and so is my blog. Please understand that TV is an entertainment source and not an education source. My […]

Risk and Return are very difficult to understand. When the market goes down or a sector goes down many people rush to say “I had told you” or “I never put my clients money in banking” or “I always stayed away from Pharma funds”. This reminds me of 2 jokes. One friend boasts to another […]

When an adviser comes to us and shows us an investment, the first question to ask is “Kitna Milega”. It is a question which cuts across all classes of investors. This is sad becasue as you mature you should know that this is a stupid question. However, this is so ingrained in “investors” that all […]

I am not qualified to give you advise about what you should do with your money. However, I am allowed to comment on the amazing, awesome advice that I am hearing on Social Media… If you are afraid of risk, keep all your money in govt schemes like Post office schemes and SBI fixed deposits. […]

well obviously your Critical Illness policy does not cover COVID-19 aka the Corona Virus. Even if you were to get this flu, it is not going to take a lot of time to recover…and the treatment is not very expensive… https://www.youtube.com/watch?v=CKiSQZvrKMQ   what should you do if you go for a term insurance cover and […]