Some of the worst investors you can meet are the doctors, scientists, top executives, rank holding CAs, over educated IIT, IIM graduates,….you know why? Simply because they have heard of some outlier events and think all of the incidents are about to lead them there. Some of the BEST investors I have met are doctors, […]

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Most of us as mutual fund investors have kept up the lovely part truth that ‘Indexing’ does not work in India and our fund managers can beat the index by a mile. I remember in one public event – four of us on the dias were 2 fund managers who had beaten the index, the […]

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I used to be a bad runner. I became a good runner. Then I slipped to being a bad runner. In investing I have improved over a period of time – and did not slip back much. Well at least not noticeably. When a friend said to be a better runner, THINK/BEHAVE like a professional […]

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Not all fund houses are always ethical….sometimes they do play around…read on.. http://mfcritic.blogspot.in/2017/08/clandestine-portfolio-changes.html   

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Every financial planner, IFA, RIA, RDA, CFP, CA, BE, MBA, MBBS, MD,  – all helping you in your financial planning MUST have told you “start early”. Have you wondered why? Well there are many reasons, let me spell it out for you: ‘n’ is in the power position in the compounding formula – and has […]

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In the course of the last 3 decades of investment behavior that I have seen…let me tell you some of the lies that I have heard…. I am too young to start investing for retirement: Younger people do not like to hear about saving/investing for their retirement – it is just too far away. My […]

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Let us face it, when the market was at 15000 most media stories were how: a) people had lost lots of money in the equity markets, b) how fixed deposits and PPF had given better returns over 3 years c) why people should be scared of the equity markets. One good thing about the media […]

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