Let me start by saying that our portfolio is a function of 2 things – a) what we do and b) what we do not do. Acts of commission and acts of omission. So I did not start my life by deciding what portfolio I should have in my life – how much work, how […]
Accumulating a corpus for retirement is difficult. The reasons are not far to seek – not really knowing how much you need, not knowing the returns that you will get….etc. etc. However let us assume that this couple aged 34 years have figured it out that they need Rs. 10 crores for their retirement at […]
Competition is ALWAYS good, or is it? Well we have 25 psu banks and now a dozen private sector banks. We also have 40+ mutual funds, 40+ insurance companies. Has this improved the service? Has it reduced the costs? Have you really benefited by this huge number of organizations in the BFSI space? In 1969 […]
We will all be called by some member of the 4th estate and will have to give a number. Subra where do you think the Nifty will be in Jan 2019? Well, er…where is it now? You gotta be joking, you surely know where it is now. Me: No. I will actually have to see […]
No this post has nothing to do with Buffett. In fact not even with Bitcoins. It has something to do with doctors! Subra I wish to invest Rs. 60,00,000 in bitcoin is it a good idea asked a doctor. I said ‘all i know is that bitcoin is easy to spell’ and I personally have […]
“We have met the enemy and he is us.” – Well, the enemy is not so clear is it us, is it the media, is it this blog? Well, I don’t know. I have a clear equity bias, so my contribution to such ‘bull’ stories HAS TO BE DISCOUNTED. We are in a funny time […]