I get personal emails – about 10 a day asking me – which mutual fund to buy, now that we have ltcg TAX should I shift to debt,…but one email type that I am planning to write about today is “how to say no to friends”. Good question. How to tell your friends that you […]

I have never been able to answer this question with a straight face. Let us take the case of 4 well to do YOUNG couples asking me this question. The first couple is  where the Husband is an engineer aged 33, wife has taken a break for looking after the kid, and may not return […]

Yes this is a click-bait. It was meant to get you here. Today the market was at 36209. Not long ago it was knocking at 36300, but of course it did not touch 37000 but it was supposed to be headed there. For 2 days in a row the market has fallen. Please remember that […]

About 15 months ago Rahul Dravid was offered the coaching assignment for the U19 Indian team. The gentleman that he is, he gave up a far more lucrative assignment of coaching in the IPL and took up this assignment. He took these lads and made sure that they trained properly (at this level they are […]

The one provision in the Budget of 2018 which attracted my attention is the Long Term capital gains. I was also amused by the Rs. 40,000 standard deduction which is not of much use if you see the withdrawal of medical reimbursement, and travel. Sounds like a typical clerk in the South block – petty […]

Amazing how NaMo has antagonized every body with his budget! Well the much talked about LTCG is going to be a pain in implementation, and very cumbersome record keeping for the tax payer. Surely the pain is going to be much more than the tax paid. I have no complaints…but I find it odd that […]

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